Personal Insurance in Florida:
Home, Auto, Flood & Umbrella
Personalized protection for your home, vehicles, and everyday life.
We help individuals and families protect what matters most with tailored personal insurance solutions, thoughtful guidance, and responsive service.
Personal coverage for what
matters most
Gottzmann Insurance Group approaches the insurance needs of you and your family with the utmost care and attention to detail. We work with our clients to ensure that all of their assets, whether it be their home, car, boat, jewelry or other personal belongings, are fully-protected.
As an independent agency, we are able to offer coverage through a variety of insurance companies but choose to only represent those companies that are highly-rated, financially sound and extremely reputable.
Please contact us at 877-761-8262 for a complimentary review of your current personal insurance portfolio.
Our Personal Insurance Solutions
Homeowners insurance
Protection for your home, property, contents, and living expenses.
Automobile insurance
Reliable coverage for you and your family on the road with customized limits.
Flood insurance
Added protection for coastal living, tidal surge, and hurricane moisture damage.
Umbrella insurance
Expanded liability coverage for greater peace of mind and wealth preservation.
Tailored Coverage
Customized solutions based on your unique needs, lifestyle, and risk profile.
Trusted Advice
Experienced professionals who take the time to understand what matters most to you.
Responsive Service
Timely, clear communication and proactive support whenever you need us.
Long-Term Relationships
A dedicated partner committed to your protection for years to come.
Comprehensive Personal Lines Coverage
Every policy is individually structured to avoid dangerous underinsurance gaps.
Homeowners Insurance
Customized protection for your home, primary property, detached structures, and personal contents.
Condominium Insurance (HO-6)
Tailored coverage for interior walls, upgraded fixtures, loss assessment, and personal liability.
Windstorm Insurance
Dedicated wind and named-storm protection structured to complement your property policy with realistic deductibles.
Flood Insurance
Essential ground water and storm surge protection beyond standard homeowners policies.
Excess Flood Insurance
High-limit flood coverage exceeding standard NFIP caps to safeguard multi-million dollar replacement values.
Automobiles Insurance
Comprehensive liability, collision, and comprehensive coverage for daily drivers and family fleets.
Classic Cars
Agreed value coverage, mileage flexibility, and specialized restoration protection for antique and classic vehicles.
Motorcycles & Recreational
Specialized protection for motorcycles, classic bikes, luxury RVs, ATVs, and personal watercraft.
Watercraft & Boat
Agreed value hull coverage, liability, fuel spill, and salvage protection for boats, sports cruisers, and tenders.
Aircraft & Aviation
Private aircraft hull, liability, and hangar coverage for personal and business aviation.
Art Work & Fine Art
Worldwide agreed-value floater protection for precious art, paintings, sculptures, and private collections.
Jewelry & Valuables
Scheduled worldwide coverage for precious jewelry, heirloom watches, wine cellars, and luxury items with zero deductible.
General Liability
Essential personal and premises liability protection shielding you and your family from third-party injury and property claims.
Personal Umbrella
Expanded multi-million dollar liability protection above primary automobile, homeowners, and watercraft policies.
Cyber Liability & Identity
Protection against online fraud, cyber extortion, ransomware, identity theft, and digital financial transfers.
Builder's Risk & Renovation
Specialized coverage for major architectural remodeling, new construction, building materials, and contractor liability.
